2025 Annual Benefits
Partnering with your benefits team at Green Mountain Higher Education Consortium (GMHEC), Champlain College offers comprehensive and flexible benefit plans to eligible faculty and staff to meet their unique needs.
Questions?
Benefits are complex, and the Benefits Team at GMHEC is available to help you through the questions you may have. Please keep in mind that all benefit plans contain exclusions and limitations. For costs and details of coverage, review your plan documents, login to your personal provider accounts or contact the Benefits Team.
Have questions about your benefits? Contact our partners at the Benefits Team at GMHEC.
Call the Benefits Team at 802-443-5485 Email the Benefits Team
Health Plan Information & Resources
Cigna is our health insurance provider with in and out-of-network coverage options as well as prescription coverage.
-
Health Plan Options & Documents
BRONZE – High Deductible Health Plan (HDHP) with HSA
- Bronze Benefit Summary
- Bronze Summary of Benefits and Coverage
- Bronze Summary Plan Description – Document Pending
- Pharmacy Formulary Information
SILVER – High Deductible Health Plan (HDHP) with HSA
- Silver Benefit Summary
- Silver Summary of Benefits and Coverage
- Silver Summary Plan Description?– Document Pending
- Pharmacy Formulary Information
GOLD – Open Access Plus Plan or Low Deductible Health Plan
From 2025 forward, the Gold Plan will sunset and only current enrollees are eligible to continue in this plan. Employees may not move into this plan if they were not enrolled in it prior to 12/31/2024.
- Gold Benefit Summary
- Gold Summary of Benefits and Coverage
- Gold Summary Plan Description – Document Pending
- Pharmacy Formulary Information
-
Cigna Resources & Forms
-
- Cigna OneGuide Flyer – confidential assistance with choosing your medical plan
- myCigna.com – 24/7 access to your plan
- MyCigna mobile app – get the app to view claims, insurance cards, find providers and more
- Insurance Card – sign in to get your ID card online, anywhere at any time
- MDLive – 24/7/365 virtual care for minor medical and behavioral/mental health needs
- Express Scripts – mail order pharmacy with home delivery
- Retail Pharmacy Directory – Cigna 90 Now
- Preventive Health Care Guide – covered in-network preventive care
- Understanding a High Deductible Health Plan
- Forms
-
-
Cigna Programs
- Accredo Specialty Pharmacy Flyer
- Airrosti Remote Recovery Flyer
- Amplifon Hearing Aids
- Cigna Total Behavioral Health Slide Deck Presentation
- Colon Cancer Screening Flyer
- Foodsmart
- Gender Affirmation
- IdentityForce
- Motivate Me
- Overseas Urgent and Emergency Medical Care Brochure
- Pharmacy Benefits Flyer
- Virtual Care Flyer
MyCigna.com & Mobile App
From programs that help improve your health to tools that help manage your health spending, there’s so much you can do on myCigna.com or the myCigna? app.
MyCigna.com Quick Links
Log into your MyCigna online account to use these helpful quick links!
Health Savings Account (HSA)
-
HSA Resources
- healthequity.com – access your account online
- HSA Health Equity 2024 Brief Information
- HSA Health Equity Member Portal Guide
- HSA Health Equity Resource Articles
- HSA Qualified Medical Expenses (QME) – list of eligible expenses
- Videos
HealthEquity Portal & Mobile App
Benefits have never been this easy. Create an account, then manage everything in only a few taps and swipes.
HealthEquity HSA Quick Links
Northeast Delta Dental Insurance
Champlain College offers two dental plans through Northeast Delta Dental. There are differences in coverage although both include preventative, restorative, and orthodontic services.
-
Dental Plan Documents & Resources
Base Plan Documents
- Base Plan – Outline of Benefits
- Base Plan – Outline of Coverage Chart
- Base Plan – Certificate of Coverage
Enhanced Plan Documents
- Enhanced Plan – Outline of Benefits
- Enhanced Plan – Outline of Coverage Chart
- Enhanced Plan – Certificate of Coverage
Northeast Delta Dental Resources
- nedelta.com – access your account online
- Access Your Member Benefits 24/7
- Claim Form
- HOW Health?through?Oral Wellness??website – provides additional preventive benefits to members who are at risk for oral disease
- Vision & Hearing Discount Program – free vision and hearing discount program is available to all Northeast Delta Dental subscribers and their dependents
- Teledentistry Program Flyer
Delta Dental Mobile App
Northeast Delta Dental’s mobile app gives you access to dentist search, claims and coverage and your ID card right on your mobile device.
Delta Dental Quick Links
Vision Insurance
Champlain College offers two vision coverage options through VSP Vision Care. Both plans include an eye exam each year, prescription lenses, frames or contact lenses each year (refer to the coverage chart below for plan details). Using in-network providers incurs a higher level of benefits.
-
Plan Documents
- Vision Summary of Benefits Chart Flyer – Basic and Enhanced Plans
- VSP Evidence of Coverage
-
VSP Resources
- vsp.com – access your account online
- Eyeconic Overview with Benefit Integration Flyer
- Exclusive Member Extras | Bonus & Special Offers
- TruHearing – providing exclusive savings to all VSP? Vision Care members
VSP Quick Links
Flexible Spending Accounts (FSA)
The College’s FSA with Navia Benefits allows you to set aside money from your paycheck before income taxes are withheld. There are multiple types of FSAs you may participate in which allow you to set aside funds for medical, dental, vision and/or dependent care expenses (such as day care).
-
FSA Plan Documents & Resources
- naviabenefits.com?– access your account online
- Navia FSA Calculator
- Setting Up Navia Mobile Pay
- Using Your MyNavia Mobile App
- Navia Resource Library
- List of Eligible Expenses
- Videos
- Forms
MyNavia Mobile App
Whether you’re at the doctor’s office or on vacation, the MyNavia App allows you to manage and access your benefits right from your smartphone!
MyNavia Quick Links
InvestEAP Benefits
InvestEAP Member Portal
Access resources, self assessments, and a complete online orientation.
(Password: champlain)
InvestEAP Quick Links
Nationwide Pet Insurance – New in 2025!
-
Resources
- benefits.petinsurance.com/champlain – The College’s portal for Pet Insurance
- PetRxExpress – members get discounts on pet prescriptions, while enjoying the effortless convenience of automatic claim submission
- VetHelpline? app – Members also have access to a 24/7 video chat service to get guidance from licensed veterinary professionals at no additional cost.
- What’s Covered
- FAQ
- Videos
-
To enroll or get a quote, contact Nationwide directly.
benefits.petinsurance.com/champlain
877-738-7874
You will need your person number which is found on your pay slip to complete the enrollment process. -
To process claims, contact Nationwide directly.
Simply pay your vet bill and then send us a claim for reimbursement via mail, email or online.
- Email:
submitmyclaim@petinsurance.com - 足彩胜负14场:
Submit claims at my.petinsurance.com. Please allow 48 hours from the time you submit your claim for it to appear online. - Mail:
Nationwide Claims Dept.,
P.O. Box 2344,
Brea, CA 92822-2344
- Email:
Member Portal
Log in to your account to submit claims, update your account info, check claim status and more!
UNUM Benefits
The College offers Life, Accident, Critical Illness, Short & Long Term Disability Insurances through Unum. The documents below outline the coverage available to eligible employees.
-
Life Insurance and Accidental Death & Dismemberment (AD&D)
Group life insurance and compensation for accidental loss of life or limb is available to eligible faculty and staff. Coverage provided by the College is available for the employee at 1.5 times base salary to a maximum of $600,000 benefit. Eligible employees may also purchase additional voluntary coverage for themselves, as well as their spouse and children.
- Voluntary Term Life & Accidental Death and Dismemberment (AD&D) Insurance Flyer
- Voluntary Life AD&D Certificate of Coverage – Document Pending
- Group Term Life and AD&D Insurance Flyer
- Basic Life ADD Certificate of Coverage – Document Pending
- Why Buy Voluntary Life Insurance? Flyer
- Why Buy Accidental Death & Dismemberment (AD&D) Insurance? Flyer
-
Short & Long Term Disability Insurances
Short and long-term disability benefits are provided by the College as an income replacement benefit that pays a percentage of pre-disability earnings when employees are out of work on a disability claim.
- There are many reasons a person may use these benefits including maternity leave, when there is recovery time following a procedure, if you need to be out of work for a serious illness or injury, and more.
- If a claim is approved, short term disability benefits begin after you have been unable to work for 10 consecutive calendar days and may continue to a maximum of 26 weeks.
- The short term disability plan pays a benefit of 66-2/3% base earnings replacement for those hired after 7/1/09, and 100% salary replacement for those hired before 7/1/09 for up to 26 weeks if Unum approves the claim.
- These benefits are paid through payroll on a bi-weekly basis.
- Long term disability benefits begin after 26 weeks (180 days) if a person is medically required to continue to be out of work and Unum approves.
- The long term disability plan pays a benefit of 60% of base earnings up to $10,000 per month, less any other benefits one may be qualified to receive. These benefits are paid by Unum on a monthly basis.
GMHEC’s Leave of Absence Specialist would help you through the claim process if that time comes.
- Accident Insurance
- Critical Illness Insurance
- Accident and Critical Illness Wellness Screening
UNUM Member Portal
The quickest, easiest way to manage your Unum benefits is here online. Log in to file a claim, request a leave, update your information, upload documents and more.
UNUM Travel Assistance
Unum’s Assist America program is available to benefit eligible employees to help in emergencies that occur when traveling greater than 100 miles from home.
Travel Assistance Member Portal
Wherever your travels take you, you can conveniently access a wide range of global emergency assistance services from your phone by downloading the Assist America Mobile App for iPhone and Android.
PDF Directions to Download the App Download the Travel Assistance App
People Center
Location
Third Floor Room 331
175 Lakeside Ave, 足彩胜负14场, VT 05401
Office Hours
8:00 AM – 5:00 PM