2025 Annual Benefits

Partnering with your benefits team at Green Mountain Higher Education Consortium (GMHEC), Champlain College offers comprehensive and flexible benefit plans to eligible faculty and staff to meet their unique needs.

Download the 2025 Benefit Guidebook 2024 Annual Benefits (Archived)

Questions?

Benefits are complex, and the Benefits Team at GMHEC is available to help you through the questions you may have. Please keep in mind that all benefit plans contain exclusions and limitations. For costs and details of coverage, review your plan documents, login to your personal provider accounts or contact the Benefits Team.

Have questions about your benefits? Contact our partners at the Benefits Team at GMHEC.

Call the Benefits Team at 802-443-5485 Email the Benefits Team

Health Plan Information & Resources

Cigna is our health insurance provider with in and out-of-network coverage options as well as prescription coverage.

Depending on your enrollment choices, you may also have a Health Savings Account (HSA) or Flexible Spending Account (FSA) to pair with your health insurance.

MyCigna.com & Mobile App

From programs that help improve your health to tools that help manage your health spending, there’s so much you can do on myCigna.com or the myCigna? app.

Go to MyCigna.com?Get the MyCigna Mobile App

Health Savings Account (HSA)

Depending on your enrollment choices, you may also have a Health Savings Account (HSA) or Flexible Spending Account (FSA) to pair with your health insurance.

An HSA is an individual account with our vendor HealthEquity which has contributions added pre-tax through payroll deduction to spend on eligible expenses towards health, dental, and/or vision expenses. The HSA is only available to employees who have elected the Silver or Bronze HDHP medical plan.

You own the account and you control how money is spent. Unused funds rollover from year to year.

Employee contributions can be made with pre-tax dollars via payroll deduction and the College’s contributions will be made to your account on a bi-weekly basis.

HealthEquity Portal & Mobile App

Benefits have never been this easy. Create an account, then manage everything in only a few taps and swipes.

HEALTH EQUITY MEMBER PORTAL?Get the HealthEquity Mobile App

Northeast Delta Dental Insurance

Champlain College offers two dental plans through Northeast Delta Dental. There are differences in coverage although both include preventative, restorative, and orthodontic services.

Delta Dental Mobile App

Northeast Delta Dental’s mobile app gives you access to dentist search, claims and coverage and your ID card right on your mobile device.

Get the Delta Dental Mobile App

Vision Insurance

Champlain College offers two vision coverage options through VSP Vision Care. Both plans include an eye exam each year, prescription lenses, frames or contact lenses each year (refer to the coverage chart below for plan details). Using in-network providers incurs a higher level of benefits.

Flexible Spending Accounts (FSA)

The College’s FSA with Navia Benefits allows you to set aside money from your paycheck before income taxes are withheld. There are multiple types of FSAs you may participate in which allow you to set aside funds for medical, dental, vision and/or dependent care expenses (such as day care).

MyNavia Mobile App

Whether you’re at the doctor’s office or on vacation, the MyNavia App allows you to manage and access your benefits right from your smartphone!

Get the Mynavia Mobile App

InvestEAP Benefits

Our Employee Assistance Program (EAP) offers free, confidential, and comprehensive solutions for today’s personal and work challenges.

The service provides information, counseling, and referrals for matters related to work, family, health, or any issues that are important to you and your family. It’s free for you and anyone in your households and is entirely confidential.

 

Access resources online (Password: champlain).
Call the 24/7 hotline and referral center.

866-660-9533

InvestEAP Member Portal

Access resources, self assessments, and a complete online orientation.
(Password: champlain)

InvestEAP Member Portal

Nationwide Pet Insurance – New in 2025!

The College offers Voluntary Pet Insurance through Nationwide! Eligible employees have two plan options to choose from – My Pet Protection? and My Pet Protection? with Wellness500. Nationwide will share enrollment and deduction information with the Benefits Team at GMHEC, and then your premiums will be paid through payroll deduction.

Member Portal

Log in to your account to submit claims, update your account info, check claim status and more!

Champlain’s Portal for Pet Insurance

UNUM Benefits

The College offers Life, Accident, Critical Illness, Short & Long Term Disability Insurances through Unum. The documents below outline the coverage available to eligible employees.

  • Group life insurance and compensation for accidental loss of life or limb is available to eligible faculty and staff. Coverage provided by the College is available for the employee at 1.5 times base salary to a maximum of $600,000 benefit. Eligible employees may also purchase additional voluntary coverage for themselves, as well as their spouse and children.

  • Short and long-term disability benefits are provided by the College as an income replacement benefit that pays a percentage of pre-disability earnings when employees are out of work on a disability claim.

    • There are many reasons a person may use these benefits including maternity leave, when there is recovery time following a procedure, if you need to be out of work for a serious illness or injury, and more.
    • If a claim is approved, short term disability benefits begin after you have been unable to work for 10 consecutive calendar days and may continue to a maximum of 26 weeks.
    • The short term disability plan pays a benefit of 66-2/3% base earnings replacement for those hired after 7/1/09, and 100% salary replacement for those hired before 7/1/09 for up to 26 weeks if Unum approves the claim.
    • These benefits are paid through payroll on a bi-weekly basis.
    • Long term disability benefits begin after 26 weeks (180 days) if a person is medically required to continue to be out of work and Unum approves.
    • The long term disability plan pays a benefit of 60% of base earnings up to $10,000 per month, less any other benefits one may be qualified to receive. These benefits are paid by Unum on a monthly basis.

    GMHEC’s Leave of Absence Specialist would help you through the claim process if that time comes.

    • Short Term Disability Insurance Plan Document – Document Pending
    • Long Term Disability Insurance Plan Document – Document Pending
    • Long Term Disability Informational Brochure – Document Pending
    • Accident Insurance Flyer – Document Pending
    • Group Accident Policy – Document Pending
    • Accident Certificate of Coverage – Document Pending
    • Accident Claim Form
    • Critical Illness Insurance Flyer – Document Pending
    • Critical Illness Policy – Document Pending
    • Critical Illness Certificate of Coverage – Document Pending
    • Critical Illness Claim Form

UNUM Member Portal

The quickest, easiest way to manage your Unum benefits is here online. Log in to file a claim, request a leave, update your information, upload documents and more.

UNUM Member Portal

UNUM Travel Assistance

Unum’s Assist America program is available to benefit eligible employees to help in emergencies that occur when traveling greater than 100 miles from home.

Configuration is easy; just enter your reference number, then enter your home address to activate the coverage indicator. Reference Number: 01-AA-UN-762490

Travel Assistance Member Portal

Wherever your travels take you, you can conveniently access a wide range of global emergency assistance services from your phone by downloading the Assist America Mobile App for iPhone and Android.

PDF Directions to Download the App Download the Travel Assistance App

People Center

Location

Miller Center at Lakeside Campus
Third Floor Room 331
175 Lakeside Ave, 足彩胜负14场, VT 05401

Office Hours

Monday – Friday
8:00 AM – 5:00 PM

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