2024 Benefits Archive
Questions?
All benefit plans contain exclusions and limitations. For costs and details of coverage, review your plan documents, login to your personal provider accounts or contact a Green Mountain Higher Education Consortium representative.
Have questions about your benefits? Contact our partners at GMHEC.
Health Plan Information & Resources
Cigna is our health insurance provider with in and out-of-network coverage options as well as prescription coverage.
-
Health Plan Options & Documents
GOLD – Open Access Plus Plan Low Deductible Health Plan
- Gold Benefit Summary
- Gold Summary of Benefits and Coverage
- Gold Summary Plan Description
- Pharmacy Formulary Information
SILVER – High Deductible Health Plan (HDHP) with HSA
- Silver Benefit Summary
- Silver Summary of Benefits and Coverage
- Silver Summary Plan Description
- Pharmacy Formulary Information
BRONZE – High Deductible Health Plan (HDHP) with HSA
-
Cigna Resources & Forms
- Cigna Quick Start Guide
- myCigna.com – 24/7 access to your plan
- MyCigna mobile app – view claims, insurance cards, find providers and more
- Insurance Card – your ID cards at your fingertips
- MDLive – 24/7/365 virtual care for minor medical and behavioral/mental health needs
- Express Scripts – mail order pharmacy with home delivery
- Retail Pharmacy Directory – Cigna 90 Now
- Preventive Health Care Guide – covered in-network preventive care
- Cigna Privacy Notices
- Understanding a High Deductible Health Plan
- Overseas Urgent and Emergency Medical Care Outside the U.S. Flyer
- Forms
MyCigna.com & Mobile App
From programs that help improve your health to tools that help manage your health spending, there¡¯s so much you can do on myCigna.com or the myCigna? app.
MyCigna.com Quick Links
Health Savings Account (HSA) Information & Resources
Depending on your enrollment choices, you may also have a Health Savings Account (HSA) or Flexible Spending Account (FSA) to pair with your health insurance.
-
Health Savings Account (HSA)
- healthequity.com – access your account online
- HSA Health Equity 2024 Brief Information
- HSA Health Equity Member Portal Guide
- HSA Health Equity Resource Articles
- HSA Qualified Medical Expenses (QME) – list of eligible expenses
- Videos
HealthEquity Portal & Mobile App
Benefits have never been this easy. Create an account, then manage everything in only a few taps and swipes.
HealthEquity HSA Quick Links
Flexible Spending Accounts (FSA)
The College¡¯s FSA with Navia Benefits allows you to set aside money from your paycheck before income taxes are withheld. There are multiple types of FSAs you may participate in which allow you to set aside funds for medical, dental, vision and/or dependent care expenses (such as day care).
MyNavia Mobile App
Whether you¡¯re at the doctor¡¯s office or on vacation, the MyNavia App allows you to manage and access your benefits right from your smartphone!
MyNavia Quick Links
Delta Dental Insurance
Champlain College offers two dental plans through Northeast Delta Dental. There are differences in coverage although both include preventative, restorative, and orthodontic services.
-
Dental Plan Documents & Resources
Base Plan Documents
- Delta Dental Base Plan – Outline of Benefits and Summary Plan Description
- Delta Dental Base Plan Outline of Coverage Chart
Enhanced Plan Documents
- Delta Dental Enhanced Plan – Outline of Benefits and Summary Plan Description
- Delta Dental Enhanced Plan Outline of Coverage Chart
Northeast Delta Dental Resources
- nedelta.com – access your account online
- Delta Dental Access Your Member Benefits 24/7
- Delta Dental Claim Form
- Delta Dental HOW Summary of Enhanced Benefits – provides additional preventive benefits to members who are at risk for oral disease
- Delta Dental Vision and Hearing Discount Program Flyer – free vision and hearing discount program is available to all Northeast Delta Dental subscribers and their dependents
Delta Dental Mobile App
Northeast Delta Dental’s mobile app gives you access to dentist search, claims and coverage and your ID card right on your mobile device.
Delta Dental Quick Links
Vision Insurance
Champlain College offers two vision coverage options through VSP Vision Care. Both plans include an eye exam each year, prescription lenses, frames or contact lenses each year (refer to the coverage chart below for plan details). Using in-network providers incurs a higher level of benefits.
- Plan Documents
-
VSP Resources
- vsp.com – access your account online
- Eyeconic Overview with Benefit Integration
- Essential Medical Eye Care
- TruHearing – providing exclusive savings to all VSP? Vision Care members
VSP Quick Links
InvestEAP Benefits
InvestEAP Member Portal
Access resources, self assessments, and a complete online orientation.
(Password: champlain)
InvestEAP Quick Links
UNUM Benefits
The College offers Life, Accident, Critical Illness, Short & Long Term Disability Insurances through Unum. The documents below outline the coverage available to eligible employees.
-
Life Insurance
Term life insurance and compensation for accidental loss of life or limb is available to eligible faculty and staff. Coverage is available for the employee at 2 times base salary to a maximum of $700,000 benefit.
-
Short & Long Term Disability Insurances
Short and long-term disability benefits are provided by the College as an income replacement benefit that pay a percentage of pre-disability earnings on a weekly basis when employees are out of work on a disability claim.
- There are many reasons a person may use these benefits including maternity leave, when there is recovery time following a procedure, if you need to be out of work for a serious illness or injury, and more.
- If a claim is approved, benefits begin after you have been unable to work for 10 consecutive calendar days and may continue to a maximum of 26 weeks.
- The short term disability plan pays a benefit of 66-2/3% salary replacement for those hired after 7/1/09, and 100% salary replacement for those hired before 7/1/09 for up to 26 weeks if Unum approves the claim.
- Long term disability benefits begin after 26 weeks (180 days) if a person is medically required to continue to be out of work and Unum approves.
- The long term disability plan pays a benefit of 66-2/3% of basic salary up to $5,000 per month, less any other benefits one may be qualified to receive.
GMHEC¡¯s Leave of Absence Specialist would help you through the claim process if that time comes.
- Accident Insurance
- Critical Illness Insurance
- Wellness Screening
UNUM Member Portal
The quickest, easiest way to manage your Unum benefits is here online. Log in to file a claim, request a leave, update your information, upload documents and more.
UNUM Quick Links
People Center
Location
Third Floor Room 331
175 Lakeside Ave, 足彩胜负14场, VT 05401
Office Hours
8:00 AM ¨C 5:00 PM